**Assumable Rate: 2.75%** * ***Seller is offering $10,000 credit towards improvements in the basement or upgrades in the basement*** Welcome to 3109 Sedgewick Dr, Waldorf, MD 20603, nestled in the desirable neighborhood of Charles Crossing. This impressive 4-bedroom, 4.5-bathroom home boasts 3,450 square feet of finished living space on a spacious 10,278 square foot lot. As you enter, you'll find a main-level office/library/den, perfect for those seeking a dedicated workspace. The home features beautiful hardwood flooring throughout the main level and an open floor plan that promotes a sense of spaciousness. The family room is a true highlight, featuring a two-story gas fireplace that adds both warmth and character to the space. Dual staircases lead you to the upper level, where you'll discover four generously sized bedrooms. Plush carpet throughout the upper level. The master bedroom is a true retreat, complete with a sitting room, an enormous walk-in closet, and a trey ceiling with rope lighting for added ambiance. Outside, the fully fenced backyard offers privacy and room for outdoor enjoyment. The two-car attached garage provides convenient parking and storage options. What's more, this home comes with the added benefit of an assumable rate of 2.75%, making it an even more attractive opportunity for prospective buyers. Don't miss your chance to make 3109 Sedgewick Dr your new home in the Charles Crossing neighborhood. Contact us today to schedule a showing and discover all that this property has to offer.