Waterfront Living: Northern VA’s Best Kept Secret

Almost any resident will tell you that living in Northern Virginia has many perks. The proximity to Washington, DC, (and Baltimore) makes this a convenient area for commuters and city-lovers. The well-established and quirky suburbs provide unique art and entertainment opportunities as well as a dynamic gastronomy scene. But, perhaps the most underrated facet of life in Northern VA is access to nature - namely, waterfront property.

Contrary to the belief that these properties are reserved for the rich and famous, waterfront homes for sale in Virginia come in many shapes, sizes, and budgets. Keep reading for some of our favorite areas to search for waterfront homes and some of our best tips for buying these spectacular properties.

Waterfront Neighborhoods

There are many opportunities to purchase waterfront homes in Virginia on both natural and man-made water sources. Check out some of our favorite spots to purchase a home with an unforgettable view:

• Alexandria - The Potomac is one of the largest rivers on the Atlantic Coast and flows directly into the Chesapeake Bay. Alexandria’s waterfront is home to extensive wildlife and, thanks to clean water initiatives, now has growing populations of bald eagles, beavers, and even seahorses.

Waterfront homes for sale in Alexandria range from condos, to townhomes, to historic mansions at a number of varying price ranges.

• Reston - Waterfront homes for sale in Virginia include beautiful homes on Lake Newport in Reston. This area is known for its seasonal foliage (including weeping willow trees) and walking/hiking trails.

Homes in Reston on Lake Newport primarily consist of mid-size, contemporary, single-family homes in the $700-800,000 price range.

• Falls Church - Lake Barcroft in Falls Church, VA, is both the name of a town and the privately-owned lake that spans the area. The lake is cared for and managed by a homeowner’s association called the Lake Barcroft Association (LBA). Residents of the area host gatherings and festivities, such as a 4th of July party, surrounding the lake.

Because of the exclusivity of this area and waterfront, Lake Barcroft in Falls Church boasts modern, luxury homes starting at around $1,000,000.

Advantages Of Waterfront Homes

Waterfront property for sale in VA boasts many benefits - both for your family and for your health.

• Water activities - If you are an active person or sports enthusiast, living on the water is priceless. From water sports (think - jetskiing, kayaking, and paddle boarding) to boating and fishing, you will never be at a loss for a summertime activity.
• Wildlife - With many public parks and plentiful nature, Northern Virginia is home to some incredible wildlife. Having access to nature in your own backyard can make you feel like you are on vacation in your own suburban home. The balance between cosmopolitan and rural lifestyles can be uniquely rewarding.
• Calm and peaceful environment - There is something about water that brings tranquility on the most stressful of days. Imagine coming home to your own personal oasis every day after work.
• Solid investment - Waterfront homes can be solid investments. Whether it’s your second home or primary residence, the value of a home on the waterfront is unlikely to decrease.

Purchasing Waterfront Homes In Northern VA

Buying a waterfront home can require more planning and research than landlocked homes. Before you purchase a waterfront property in VA, there are some practicalities to consider. We talked to our experts to compile the top five tips on buying a home on the water.

1. Check out special insurance requirements. Does the home require flood insurance? Wind insurance? Your real estate agent will be able to help you determine what hidden costs might linger under the radar.
2. Research the body of water’s history and future. If the waterbed has a history of flooding, it could mean that your home is at risk of damage. Erosion of the surrounding area could also indicate unstable conditions. Check out NOVA Parks and the Northern Virginia Conservation Trust to find out more about the waterfronts in your desired purchase area.
3. Assess hidden monthly costs. Utilities like electricity, cable, and even water can become more costly on the waterfront, depending on the location of the home. Ask the current homeowners, or neighbors, about what to expect in the way of monthly bills. In fact, talk to the neighbors to check out what types of unexpected problems they have encountered while waterfront living.
4. Ensure that the home is weather-proof. Houses for sale on the water in Virginia can require extra care and protection from the elements. Investing in protective features (like storm shutters) can help prevent extensive damage to your home. Is the current owner able to make these renovations before the sale? Ask the agent what special features the home has, or could use, for ultimate preservation.
5. Talk about loan options. Because waterfront properties are often more expensive and have more risk, the loans can be more difficult to get. Discuss mortgage loan options with your real estate agent.

There is no doubt that waterfront living in Northern VA is magical. Talk to your real estate agent today about available waterfront homes for sale in Virginia.